The YMCA near me has a Silver Sneakers plan. Is that automatically included in Medicare? Which Medicare supplement plans or Medicare Advantage offer Sneakers? Can I sign up direct with Silver Sneakers? 
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What is Silver Sneakers?
Silver Sneakers is a limited gym membership offered as an incentive when you buy a Medigap plan or Medicare Advantage through select marketers. Silver Sneakers is not part of original Medicare, nor is it “built in” to Medicare supplement plans.
With your Sneakers membership you are allowed to use the “basic” services of local gyms and fitness facilities. You can receive guidance and assistance from personal trainers and participate in many outdoor activities.
Shop and compare rates. Instant online quote. Your information is never sold.
Which plans include Silver Sneakers?
As indicated, some of the Medigap and Medicare Advantage marketers include Sneakers in your coverage when you sign up through them. The list of participating marketers is constantly changing but here are a few:
- Anthem/BCBSGA Medicare Supplement
- Cigna Healthspring Medicare Advantage
- Coventry Medicare Advantage
- Humana Medicare Supplement
- Kaiser Medicare Advantage
- United Healthcare Medicare supplement through AARP
You can review the current list of marketers by using this link.
As best we can tell you cannot sign up direct with Silver Sneakers for a membership.
Which Medicare supplement plans include Sneakers?
Currently in Georgia there are only three marketers that include a Sneakers membership when you buy their Medigap coverage. That would be Anthem/Blue Cross, Humana and United Healthcare through AARP.
Bob Vineyard and Georgia Medicare Plans has two of the three available for our clients.
We are more of a purist when it comes to insurance. Generally, the carriers and marketers that use gimmicks such as add-on services or “family discounts” usually incorporate those things to make amends for the lack of value in their plans.
An age 67 female living in Macon Georgia would pay the following (2018) if they picked the popular plan F sold by the “Sneakers” marketers
- Anthem/Blue Cross – $154
- Humana – $167
- United Healthcare (AARP) – $182
In contrast, the BEST current rate for plan F is $130.
Why pay an extra $300 per year (or more) for your Medigap coverage JUST to get a “free” Silver Sneakers membership?
Even more, we almost NEVER recommend plan F for our clients. Most will find plan G to be a much better value and can save an extra $300+ per year or more vs. plan F.
If you are looking for a solid Medigap plan that saves you money and delivers value, shop and compare our rates now. Buy your own gym membership with the savings.
#SilverSneakers #GeorgiaMedicarePlans #GAMedigapRates #LowestMedicareSupplementRate #BestMedigapRate
